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Legal and General Life Insurance
Legal and General offers 4 life covers: life, mortgage, critical illness and over 50. Each cover protects a specific life scenario. Select the one that most addresses your need and concern.The typical life cover, or life assurance policy, protects you for a specified amount and time. You choose the term and coverage you want. In the event that you pass away during your policy term, a cash benefit is paid out to your beneficiaries. This lump sum can be used to help pay for your funeral expenses or to help provide for their daily expenditures.
Protecting your home investment should be one of your top priorities in life. When you become ill or after you pass away, you want to make sure the outstanding balance of your mortgage gets continually paid off. Ensuring that your loved ones and dependants always have a place to live can help you rest more peacefully. One unique facet to Legal and General's Mortgage Protection Policy is that there are two options to it. You can choose a level term cover or a decreasing term cover. Most other insurance providers offer only one option in the decreasing term.
Falling ill is never a pleasant thing, especially when it affects your livelihood. With Legal and General's Critical Illness Cover, you can protect yourself financially when life events such as strokes, heart attacks, or even a case of cancer is diagnosed. Legal and General provides coverage for 39 illnesses. Your children are automatically covered for free under your policy.
Seniors over the age of 50 are in a special circumstance. Their stage in life might not require the typical life protection facets as those in much younger life stages. Legal General has more flexibility with people in this age group than other life insurance providers. They provide not one but three plans for this demographic. There's a fixed plan, an increasing plan, and an insured funeral plan.
Call and talk to a trained insurance advisor if you need more help with deciding on a plan. Or get free quotes from leading life insurance providers to start comparing policies and premiums. You can do both here. Start and have quotes delivered to you in minutes.
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May 21, 2013